/* ============================================================
   KWAMANMAN COMMUNITY BANK — SITE STYLESHEET v2
   Design: Deep Navy · Acid Gold · DM Sans
   Palette: --navy #175B2A · --gold #EAD50F · --white #F7F5F0
   Typography: DM Sans (display + labels) · Inter (body)
   ============================================================ */

/* ── Tokens ──────────────────────────────────────────────── */
:root {
  --navy:        #175B2A;
  --navy-mid:    #0F4520;
  --navy-light:  #1E7A38;
  --gold:        #EAD50F;
  --gold-dark:   #C4AF0A;
  --white:       #F7F5F0;
  --off-white:   #F2F7F4;
  --slate:       #8A95A3;
  --slate-light: #C4CBD4;
  --border:      rgba(255,255,255,0.10);
  --border-dark: rgba(23,91,42,0.15);
  --text:        #175B2A;
  --text-muted:  #8A95A3;

  --font-display: 'DM Sans', sans-serif;
  --font-body:    'Inter', system-ui, sans-serif;
  --font-label:   'DM Sans', sans-serif;

  --transition:      0.28s cubic-bezier(0.4,0,0.2,1);
  --transition-slow: 0.55s cubic-bezier(0.4,0,0.2,1);

  --topbar-h: 40px;
  --nav-h:    70px;
}

/* ── Reset ───────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--font-body);
  background: var(--white);
  color: var(--navy);
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  padding-top: calc(var(--topbar-h) + var(--nav-h));
}
img, svg { display: block; max-width: 100%; }
a { color: var(--gold-dark); text-decoration: none; }
a:hover { color: var(--navy); }
ul[role="list"], ul { list-style: none; }
button { cursor: pointer; font-family: inherit; }
input, textarea, select { font-family: inherit; font-size: 1rem; }

/* ── Typography ──────────────────────────────────────────── */
h1, h2, h3, h4 {
  font-family: var(--font-display);
  font-weight: 700;
  line-height: 1.1;
  letter-spacing: -0.01em;
  color: var(--navy);
}
h1 { font-size: clamp(2.4rem, 5vw, 3.5rem); }
h2 { font-size: clamp(1.8rem, 3.5vw, 3rem); }
h3 { font-size: clamp(1.1rem, 2vw, 1.5rem); }
p  { line-height: 1.65; margin-bottom: 1em; }
p:last-child { margin-bottom: 0; }

/* ── Layout ──────────────────────────────────────────────── */
.container {
  max-width: 1240px;
  margin-inline: auto;
  padding-inline: clamp(1.5rem, 4vw, 2.5rem);
}
.section { padding: clamp(2.5rem, 5vw, 4rem) 0; }
.section--alt { background: var(--off-white); }
.section--navy { background: var(--navy); }
.section--gold { background: var(--gold); }

/* ── Scroll Reveal ───────────────────────────────────────── */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.65s cubic-bezier(0.4,0,0.2,1), transform 0.65s cubic-bezier(0.4,0,0.2,1);
}
.reveal.visible { opacity: 1; transform: translateY(0); }
.reveal-delay-1 { transition-delay: 0.10s; }
.reveal-delay-2 { transition-delay: 0.20s; }
.reveal-delay-3 { transition-delay: 0.30s; }
.reveal-delay-4 { transition-delay: 0.40s; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  html { scroll-behavior: auto; }
}

/* ── Section eyebrow / labels ────────────────────────────── */
.eyebrow {
  font-family: var(--font-label);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 16px;
}
.eyebrow::before { content: ''; width: 28px; height: 2px; background: currentColor; }
.eyebrow--gold  { color: var(--gold); }
.eyebrow--navy  { color: var(--navy); }
.eyebrow--slate { color: var(--slate); }

/* ── Buttons ─────────────────────────────────────────────── */
.btn-primary {
  background: var(--gold);
  color: var(--navy);
  border: none;
  padding: 13px 30px;
  font-family: var(--font-body);
  font-size: 13.5px;
  font-weight: 600;
  letter-spacing: 0.01em;
  cursor: pointer;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: background var(--transition), transform var(--transition), box-shadow var(--transition);
}
.btn-primary:hover {
  background: var(--gold-dark);
  color: var(--navy);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(234,213,15,0.25);
}
.btn-outline {
  background: transparent;
  color: var(--white);
  border: 1px solid rgba(255,255,255,0.30);
  padding: 13px 30px;
  font-family: var(--font-body);
  font-size: 13.5px;
  font-weight: 500;
  cursor: pointer;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: border-color var(--transition), background var(--transition), transform var(--transition);
}
.btn-outline:hover {
  border-color: var(--white);
  background: rgba(255,255,255,0.06);
  color: var(--white);
  transform: translateY(-2px);
}
.btn-navy {
  background: var(--navy);
  color: var(--white);
  border: none;
  padding: 13px 28px;
  font-family: var(--font-body);
  font-size: 13.5px;
  font-weight: 600;
  cursor: pointer;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: background var(--transition), transform var(--transition);
}
.btn-navy:hover { background: var(--navy-light); color: var(--white); transform: translateY(-2px); }
.btn-outline-navy {
  background: transparent;
  color: var(--navy);
  border: 1px solid var(--navy);
  padding: 13px 28px;
  font-family: var(--font-body);
  font-size: 13.5px;
  font-weight: 500;
  cursor: pointer;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: background var(--transition), transform var(--transition);
}
.btn-outline-navy:hover { background: rgba(23,91,42,0.10); transform: translateY(-2px); }
.btn-outline-light {
  background: transparent;
  color: var(--white);
  border: 1px solid rgba(255,255,255,0.25);
  padding: 12px 26px;
  font-family: var(--font-body);
  font-size: 13.5px;
  font-weight: 500;
  cursor: pointer;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: border-color var(--transition), background var(--transition);
}
.btn-outline-light:hover { border-color: rgba(255,255,255,0.6); background: rgba(255,255,255,0.06); color: var(--white); }
.btn-sm { padding: 9px 20px !important; font-size: 12.5px !important; }

/* ── Flash ───────────────────────────────────────────────── */
.flash {
  display: flex; align-items: center; gap: .75rem;
  padding: 1rem 1.5rem;
  border-left: 3px solid;
  font-size: .9rem;
}
.flash--success { background: #f0f7f4; border-color: var(--gold-dark); color: var(--navy); }
.flash--error   { background: #fff5f5; border-color: #c53030; color: #7b2020; }

/* ── TOP BAR ─────────────────────────────────────────────── */
.topbar {
  position: fixed; top: 0; left: 0; right: 0; z-index: 200;
  height: var(--topbar-h);
  background: var(--navy);
  border-bottom: 1px solid var(--border);
  font-family: var(--font-label);
  font-size: 12px;
  font-weight: 500;
  letter-spacing: 0.04em;
  color: var(--slate-light);
}
.topbar-inner {
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 clamp(1.5rem,4vw,2.5rem);
  height: 100%;
  display: flex;
  gap: 28px;
  align-items: center;
}
.topbar-item { display: flex; align-items: center; gap: 7px; }
.topbar-item svg { opacity: 0.55; flex-shrink: 0; }
.topbar-dot {
  width: 6px; height: 6px;
  background: var(--gold);
  display: inline-block;
  border-radius: 50%;
  animation: pulse-dot 2.5s ease-in-out infinite;
}
@keyframes pulse-dot { 0%,100% { opacity: 1; } 50% { opacity: 0.35; } }
.topbar-hours { margin-right: auto; }

/* ── NAV ─────────────────────────────────────────────────── */
.site-nav-wrap {
  position: fixed;
  top: var(--topbar-h); left: 0; right: 0;
  z-index: 199;
  background: #fff;
  border-bottom: 1px solid var(--border-dark);
  height: var(--nav-h);
  transition: box-shadow var(--transition);
}
.site-nav-wrap.scrolled { box-shadow: 0 2px 24px rgba(23,91,42,0.12); }
.nav-inner {
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 clamp(1.5rem,4vw,2.5rem);
  height: 100%;
  display: flex;
  align-items: center;
  gap: 40px;
}
.nav-brand {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  flex-shrink: 0;
}
.nav-logo {
  width: 40px; height: 40px;
  background: var(--navy);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-label);
  font-size: 14px; font-weight: 700;
  color: var(--gold);
  letter-spacing: 0.03em;
  flex-shrink: 0;
  transition: background var(--transition);
}
.nav-brand:hover .nav-logo { background: var(--navy-light); }
.nav-brand-text { line-height: 1.2; }
.nav-brand-name {
  font-family: var(--font-body);
  font-size: 13.5px; font-weight: 600;
  color: #111111; letter-spacing: -0.01em;
  display: block;
}
.nav-brand-tagline {
  font-family: var(--font-label);
  font-size: 10px; font-weight: 500;
  color: var(--slate); letter-spacing: 0.08em;
  text-transform: uppercase;
  display: block;
}
.nav-links {
  display: flex; align-items: center; gap: 2px;
  margin-left: auto; list-style: none;
}
.nav-links a {
  font-family: var(--font-body);
  font-size: 13px; font-weight: 500;
  color: #1a1a1a; text-decoration: none;
  padding: 6px 13px;
  letter-spacing: -0.01em;
  position: relative;
  transition: color var(--transition);
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: 0; left: 13px; right: 13px;
  height: 2px;
  background: var(--gold);
  transform: scaleX(0);
  transition: transform var(--transition);
}
.nav-links a:hover { color: #175B2A; }
.nav-links a:hover::after,
.nav-links a.active::after { transform: scaleX(1); }
/* Products dropdown */
.nav-dropdown { position: relative; }
/* Invisible bridge over the gap between the trigger link and the menu
   below it. Without this, moving the mouse straight down from "Products
   & Services" toward the menu crosses a strip that belongs to neither
   element, :hover drops off .nav-dropdown mid-move, and the menu closes
   before the cursor arrives — the "vanishes, takes several hovers" bug.
   This pseudo-element is generated content of .nav-dropdown itself, so
   hovering it keeps .nav-dropdown:hover (and therefore the menu) active
   right through the gap, with no visual change. */
.nav-dropdown::after {
  content: '';
  position: absolute;
  top: 100%; left: 0; right: 0; height: 16px;
}
.nav-dropdown-menu {
  position: absolute; top: calc(100% + 16px); left: 0;
  min-width: 210px; background: #fff;
  border: 1px solid var(--border-dark);
  box-shadow: 0 8px 32px rgba(23,91,42,0.15);
  opacity: 0; pointer-events: none;
  transform: translateY(8px);
  transition: opacity var(--transition), transform var(--transition);
  z-index: 300;
}
.nav-dropdown:hover .nav-dropdown-menu { opacity: 1; pointer-events: all; transform: translateY(0); }
.nav-dropdown-menu a { display: block; padding: 10px 18px; font-size: 13px; color: #1a1a1a; border-bottom: 1px solid var(--border-dark); }
.nav-dropdown-menu a:last-child { border-bottom: none; }
.nav-dropdown-menu a::after { display: none; }
/* CTA button in nav */
.nav-cta {
  background: var(--gold) !important;
  color: var(--navy) !important;
  padding: 9px 20px !important;
  font-weight: 600 !important;
  margin-left: 6px;
  transition: background var(--transition), transform var(--transition) !important;
}
.nav-cta::after { display: none !important; }
.nav-cta:hover { background: var(--gold-dark) !important; transform: translateY(-1px) !important; }
/* Hamburger */
.hamburger {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 36px; height: 36px;
  background: none; border: none; padding: 4px;
}
.hamburger span {
  display: block; height: 1.5px;
  background: var(--navy); border-radius: 1px;
  transition: transform var(--transition), opacity var(--transition);
}
.hamburger[aria-expanded="true"] span:nth-child(1) { transform: translateY(6.5px) rotate(45deg); }
.hamburger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.hamburger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-6.5px) rotate(-45deg); }

/* ── HERO ─────────────────────────────────────────────────── */
.hero {
  background: var(--navy);
  position: relative;
  min-height: 65vh;
  display: flex;
  flex-direction: column;
  justify-content: center;
  overflow: hidden;
}
.hero-grid {
  position: absolute; inset: 0;
  background: transparent;
  animation: none;
}
@keyframes grid-drift {
  0%   { transform: translate(0, 0); }
  100% { transform: translate(80px, 80px); }
}
.hero-accent-line {
  position: absolute; top: 0; right: 320px;
  width: 1px; height: 100%;
  background: linear-gradient(to bottom, transparent, rgba(234,213,15,0.25) 30%, rgba(234,213,15,0.25) 70%, transparent);
}
.hero-accent-line-2 {
  position: absolute; top: 0; right: 640px;
  width: 1px; height: 100%;
  background: linear-gradient(to bottom, transparent, rgba(255,255,255,0.04) 30%, rgba(255,255,255,0.04) 70%, transparent);
}
.hero-inner {
  max-width: 1240px;
  margin: 0 auto;
  padding: 48px clamp(1.5rem,4vw,2.5rem);
  width: 100%;
  position: relative;
  z-index: 2;
}
.hero-eyebrow {
  font-family: var(--font-label);
  font-size: 12px; font-weight: 600;
  letter-spacing: 0.18em; color: var(--gold);
  text-transform: uppercase;
  display: flex; align-items: center; gap: 12px;
  margin-bottom: 28px;
  opacity: 0;
  animation: fade-up 0.8s 0.2s forwards cubic-bezier(0.4,0,0.2,1);
}
.hero-eyebrow::before { content: ''; width: 32px; height: 1px; background: var(--gold); }
@keyframes fade-up {
  from { opacity: 0; transform: translateY(20px); }
  to   { opacity: 1; transform: translateY(0); }
}
.hero-headline {
  font-family: var(--font-display);
  font-size: clamp(52px, 7vw, 92px);
  font-weight: 800;
  line-height: 1.0;
  color: var(--white);
  letter-spacing: -0.02em;
  max-width: 700px;
  margin-bottom: 28px;
  opacity: 0;
  animation: fade-up 0.9s 0.35s forwards cubic-bezier(0.4,0,0.2,1);
}
.hero-headline em { font-style: italic; color: var(--gold); display: block; }
.hero-sub {
  font-size: 16px; font-weight: 400; line-height: 1.65;
  color: var(--slate-light);
  max-width: 480px;
  margin-bottom: 48px;
  opacity: 0;
  animation: fade-up 0.9s 0.5s forwards cubic-bezier(0.4,0,0.2,1);
}
.hero-actions {
  display: flex; gap: 16px; align-items: center; flex-wrap: wrap;
  opacity: 0;
  animation: fade-up 0.9s 0.65s forwards cubic-bezier(0.4,0,0.2,1);
}
/* hero-stats removed — stats now live in .stats-section below the hero */
.hero-scroll {
  position: absolute; bottom: 40px; left: 50%;
  transform: translateX(-50%);
  display: flex; flex-direction: column; align-items: center; gap: 8px;
  font-family: var(--font-label);
  font-size: 10px; letter-spacing: 0.2em;
  color: var(--slate); text-transform: uppercase;
  opacity: 0;
  animation: fade-in 1s 1.2s forwards;
}
@keyframes fade-in { to { opacity: 1; } }
.hero-scroll-line {
  width: 1px; height: 40px;
  background: linear-gradient(to bottom, transparent, var(--slate));
  animation: scroll-line 2s ease-in-out infinite;
}
@keyframes scroll-line { 0%,100% { transform: scaleY(1); opacity: 1; } 50% { transform: scaleY(0.5); opacity: 0.4; } }

/* ── PARTNERS STRIP ──────────────────────────────────────── */
.partners {
  background: var(--off-white);
  border-bottom: 1px solid var(--border-dark);
  padding: 22px 0;
}
.partners-label {
  font-family: var(--font-label);
  font-size: 10px; font-weight: 600; letter-spacing: 0.18em;
  color: var(--slate); text-transform: uppercase;
  text-align: center; margin-bottom: 14px;
}
.partners-track {
  display: flex; gap: 48px; align-items: center;
  justify-content: center; flex-wrap: wrap;
  padding: 0 clamp(1.5rem,4vw,2.5rem);
}
.partner-name {
  font-family: var(--font-label);
  font-size: 13px; font-weight: 600; letter-spacing: 0.06em;
  color: var(--slate); white-space: nowrap;
  transition: color var(--transition);
}
.partner-name:hover { color: var(--navy); }

/* ── PAGE HEADER (inner pages) ───────────────────────────── */
.page-header {
  background: var(--navy);
  padding: 60px 0 48px;
  position: relative; overflow: hidden;
}
.page-header::before {
  content: '';
  position: absolute; bottom: 0; left: 0; right: 0; height: 2px;
  background: linear-gradient(90deg, var(--gold) 0%, transparent 60%);
}
.page-header-inner { max-width: 1240px; margin: 0 auto; padding: 0 clamp(1.5rem,4vw,2.5rem); }
.page-header h1 { color: var(--white); margin-bottom: .5rem; }
.breadcrumb {
  display: flex; align-items: center; gap: 6px;
  font-family: var(--font-label);
  font-size: 11px; font-weight: 500; letter-spacing: 0.06em; text-transform: uppercase;
  color: var(--slate); margin-bottom: 16px;
}
.breadcrumb a { color: var(--slate-light); transition: color var(--transition); }
.breadcrumb a:hover { color: var(--gold); }
.breadcrumb-sep { color: var(--slate); font-size: .7rem; }
.page-sub { color: var(--slate-light); font-size: 15px; margin-top: 8px; margin-bottom: 0; }

/* ── SERVICES SECTION ────────────────────────────────────── */
.services-inner { max-width: 1240px; margin: 0 auto; padding: 0 clamp(1.5rem,4vw,2.5rem); }
.services-header { margin-bottom: 36px; }
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2px;
  background: var(--border-dark);
}
.service-card {
  background: #fff;
  padding: 36px 32px;
  position: relative; cursor: default;
  transition: background var(--transition);
  overflow: hidden;
}
.service-card::before {
  content: '';
  position: absolute; bottom: 0; left: 0; right: 0; height: 3px;
  background: var(--gold);
  transform: scaleX(0);
  transition: transform var(--transition);
}
.service-card:hover { background: var(--off-white); }
.service-card:hover::before { transform: scaleX(1); }
.service-icon {
  width: 48px; height: 48px;
  background: var(--navy);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 24px;
  transition: background var(--transition);
}
.service-card:hover .service-icon { background: var(--gold); }
.service-icon svg { transition: stroke var(--transition); }
.service-card:hover .service-icon svg { stroke: var(--navy); }
.service-name {
  font-family: var(--font-display);
  font-size: 20px; font-weight: 700;
  color: var(--navy); margin-bottom: 12px;
  letter-spacing: -0.01em; line-height: 1.2;
}
.service-desc { font-size: 14px; line-height: 1.65; color: #3d4d3f; margin-bottom: 28px; }
/* Services section header subtitle — dark on white */
.services-subtitle { color: #3d4d3f !important; }
.service-link {
  font-family: var(--font-label);
  font-size: 12px; font-weight: 600; letter-spacing: 0.12em;
  color: var(--navy); text-decoration: none; text-transform: uppercase;
  display: inline-flex; align-items: center; gap: 8px;
  transition: gap var(--transition), color var(--transition);
}
.service-link:hover { gap: 14px; color: var(--gold-dark); }

/* ── WHY CHOOSE US ───────────────────────────────────────── */
.why-inner {
  max-width: 1240px; margin: 0 auto;
  padding: 0 clamp(1.5rem,4vw,2.5rem);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px; align-items: start;
}
.why-left .section-title { color: var(--white); }
.why-left h2 { color: var(--white); }
.why-left .section-subtitle { color: var(--slate-light); max-width: 440px; }
.why-body { font-size: 14px; line-height: 1.75; color: rgba(255,255,255,0.78); margin: 16px 0 40px; }
/* Ensure all text in the navy why-section is white by default */
.section--navy .why-left h1,
.section--navy .why-left h2,
.section--navy .why-left h3,
.section--navy .why-left h4 { color: #ffffff; }
.section--navy .why-left p { color: var(--slate-light); }
.values-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 2px; background: var(--border);
}
.value-card {
  background: var(--navy-mid);
  padding: 32px 28px;
  transition: background var(--transition);
}
.value-card:hover { background: var(--navy-light); }
.value-icon {
  width: 40px; height: 40px;
  border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 16px;
}
.value-name {
  font-family: var(--font-label);
  font-size: 14px; font-weight: 600; letter-spacing: 0.06em;
  color: var(--gold); margin-bottom: 8px; text-transform: uppercase;
}
.value-desc { font-size: 13px; line-height: 1.65; color: rgba(255,255,255,0.82); }

/* ── NEWS GRID ───────────────────────────────────────────── */
.news-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
  gap: 2px;
  background: var(--border-dark);
}
.news-card {
  background: #fff;
  display: flex; flex-direction: column;
  transition: background var(--transition);
  position: relative; overflow: hidden;
}
.news-card::before {
  content: '';
  position: absolute; bottom: 0; left: 0; right: 0; height: 2px;
  background: var(--gold); transform: scaleX(0);
  transition: transform var(--transition);
}
.news-card:hover { background: var(--off-white); }
.news-card:hover::before { transform: scaleX(1); }
.news-card-img {
  aspect-ratio: 16/9;
  background: var(--navy);
  overflow: hidden;
}
.news-card-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s ease; }
.news-card:hover .news-card-img img { transform: scale(1.04); }
.news-card-body { padding: 28px 28px 32px; flex: 1; display: flex; flex-direction: column; }
.news-card-meta {
  display: flex; align-items: center; gap: 10px;
  font-family: var(--font-label);
  font-size: 10px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--slate); margin-bottom: 12px;
}
.news-card-cat { color: var(--gold-dark); }
.news-card-title {
  font-family: var(--font-display);
  font-size: 18px; font-weight: 700; line-height: 1.25;
  color: var(--navy); margin-bottom: 10px;
}
.news-card-title a { color: inherit; text-decoration: none; }
.news-card-title a:hover { color: var(--navy-light); }
.news-card-excerpt { font-size: 13.5px; color: var(--slate); line-height: 1.6; flex: 1; margin-bottom: 20px; }
.news-card-link {
  font-family: var(--font-label);
  font-size: 11px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--navy); display: inline-flex; align-items: center; gap: 8px;
  transition: gap var(--transition), color var(--transition);
}
.news-card-link:hover { gap: 14px; color: var(--gold-dark); }

/* ── CTA BANNER ──────────────────────────────────────────── */
.cta-banner {
  background: var(--gold);
  padding: 60px 0;
  position: relative; overflow: hidden;
}
.cta-banner::before { display: none; }
.cta-inner {
  max-width: 1240px; margin: 0 auto;
  padding: 0 clamp(1.5rem,4vw,2.5rem);
  display: flex; align-items: center;
  justify-content: space-between; position: relative;
  flex-wrap: wrap; gap: 32px;
}
.cta-headline {
  font-family: var(--font-display);
  font-size: clamp(28px, 3.5vw, 44px);
  font-weight: 700; color: var(--navy);
  line-height: 1.1; letter-spacing: -0.01em; margin-bottom: 8px;
}
.cta-sub { font-size: 14px; color: rgba(11,27,51,0.65); line-height: 1.5; }
.cta-actions { display: flex; gap: 12px; flex-shrink: 0; flex-wrap: wrap; }

/* ── BRANCHES ────────────────────────────────────────────── */
.branches-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(340px, 1fr));
  gap: 2px;
  background: var(--border-dark);
}
.branch-card {
  background: #fff;
  padding: 32px 28px;
  transition: background var(--transition);
  position: relative; overflow: hidden;
}
.branch-card::before {
  content: '';
  position: absolute; bottom: 0; left: 0; right: 0; height: 2px;
  background: var(--gold); transform: scaleX(0); transition: transform var(--transition);
}
.branch-card:hover { background: var(--off-white); }
.branch-card:hover::before { transform: scaleX(1); }
.branch-card-name {
  font-family: var(--font-display);
  font-size: 19px; font-weight: 700;
  color: var(--navy); margin-bottom: 16px; line-height: 1.15;
  display: flex; align-items: center; gap: 10px;
}
.branch-hq-badge {
  font-family: var(--font-label);
  font-size: 9px; font-weight: 700; letter-spacing: 0.1em;
  text-transform: uppercase; background: var(--gold); color: var(--navy);
  padding: 2px 7px;
}
.branch-row {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: 13px; color: var(--slate); margin-bottom: 8px; line-height: 1.5;
}
.branch-row svg { flex-shrink: 0; margin-top: 2px; opacity: 0.5; }
.branch-directions {
  display: inline-flex; align-items: center; gap: 6px;
  font-family: var(--font-label);
  font-size: 11px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--navy); text-decoration: none; margin-top: 12px;
  transition: gap var(--transition), color var(--transition);
}
.branch-directions:hover { gap: 10px; color: var(--gold-dark); }

/* ── CONTACT ─────────────────────────────────────────────── */
.contact-layout {
  display: grid; grid-template-columns: 1fr 1.5fr; gap: 60px; align-items: start;
}
.contact-info-item {
  display: flex; gap: 16px; align-items: flex-start; margin-bottom: 28px;
}
.contact-info-icon {
  width: 40px; height: 40px; flex-shrink: 0;
  background: var(--navy);
  display: grid; place-items: center;
}
.contact-info-icon svg { opacity: 0.7; }
.contact-info-label {
  font-family: var(--font-label);
  font-size: 10px; font-weight: 600; letter-spacing: 0.14em;
  text-transform: uppercase; color: var(--slate); margin-bottom: 4px;
}
.contact-info-value { font-size: 14px; color: var(--navy); }
.contact-info-value a { color: var(--navy); }
.contact-info-value a:hover { color: var(--gold-dark); }
/* Contact form */
.contact-form-wrap {
  background: #fff;
  border: 1px solid var(--border-dark);
  padding: 36px;
}
.contact-form-title {
  font-family: var(--font-display);
  font-size: 26px; font-weight: 500;
  color: var(--navy); margin-bottom: 6px; letter-spacing: -0.01em;
}
.contact-form-sub { font-size: 13px; color: var(--slate); margin-bottom: 24px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 16px; }
.form-field { display: flex; flex-direction: column; gap: 6px; margin-bottom: 16px; }
.form-field label { font-family: var(--font-label); font-size: 11px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--slate); }
.form-field .req { color: var(--gold-dark); }
.form-field input, .form-field select, .form-field textarea {
  padding: 11px 14px;
  border: 1px solid var(--border-dark);
  font-size: 14px; font-family: var(--font-body); color: var(--navy);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none; border-radius: 0;
  -webkit-appearance: none; appearance: none;
}
.form-field input:focus, .form-field select:focus, .form-field textarea:focus {
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(23,91,42,0.10);
}
.form-field textarea { resize: vertical; min-height: 120px; }
.field-error { font-size: 12px; color: #b91c1c; margin-top: 4px; }
.form-field input.invalid, .form-field select.invalid { border-color: #b91c1c; }

/* ── ACCOUNT FORM ────────────────────────────────────────── */
.account-shell { max-width: 860px; margin: 0 auto; }
.form-progress {
  display: flex; margin-bottom: 48px;
  counter-reset: step;
}
.form-step-indicator {
  flex: 1; text-align: center; position: relative; padding-bottom: 32px;
}
.form-step-indicator::before {
  counter-increment: step;
  content: counter(step);
  display: flex; align-items: center; justify-content: center;
  width: 36px; height: 36px;
  background: var(--off-white);
  border: 1px solid var(--border-dark);
  color: var(--slate);
  font-family: var(--font-label); font-weight: 700; font-size: 14px;
  margin: 0 auto 10px;
  position: relative; z-index: 1;
  transition: background var(--transition), color var(--transition), border-color var(--transition);
}
.form-step-indicator::after {
  content: '';
  position: absolute; top: 18px; left: calc(50% + 18px); right: calc(-50% + 18px);
  height: 1px; background: var(--border-dark);
}
.form-step-indicator:last-child::after { display: none; }
.form-step-indicator.done::before { background: var(--navy); color: var(--white); border-color: var(--navy); }
.form-step-indicator.active::before { background: var(--gold); color: var(--navy); border-color: var(--gold); }
.form-step-label {
  font-family: var(--font-label);
  font-size: 10px; font-weight: 600; letter-spacing: 0.1em;
  text-transform: uppercase; color: var(--slate);
}
.form-step-indicator.active .form-step-label { color: var(--navy); }
.form-step-indicator.done .form-step-label  { color: var(--gold-dark); }
.form-section { display: none; }
.form-section.active { display: block; }
.form-section-title {
  font-family: var(--font-display);
  font-size: 22px; font-weight: 500; color: var(--navy);
  margin-bottom: 28px; padding-bottom: 14px;
  border-bottom: 2px solid var(--gold);
  letter-spacing: -0.01em;
}
.form-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 16px; margin-bottom: 16px; }
.form-grid--title-name { grid-template-columns: 100px 1fr 1fr; }
.form-grid--wide-narrow { grid-template-columns: 2fr 1fr; }
.form-nav {
  display: flex; justify-content: space-between; align-items: center;
  margin-top: 32px; padding-top: 24px;
  border-top: 1px solid var(--border-dark);
}
.consent-block {
  background: var(--off-white);
  border: 1px solid var(--border-dark);
  padding: 18px 20px; margin-bottom: 14px;
}
.consent-block label { display: flex; gap: 12px; align-items: flex-start; font-size: 13px; cursor: pointer; line-height: 1.55; }
.consent-block input[type="checkbox"] { width: 16px; height: 16px; flex-shrink: 0; margin-top: 2px; accent-color: var(--navy); }
/* Account type radio cards
   Fixed: the grid was `auto-fill, minmax(200px,1fr)`, which — at this
   container's width — resolves to 4 columns. With 6 cards that leaves row 2
   with only 2 items in a 4-column track, and since the "border" was faked
   with a background-color showing through the grid gaps, the empty tracks
   in that half-filled row rendered as a stray solid block. Using an
   explicit column count keeps every row fully occupied and even. */
.account-type-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  margin-bottom: 24px;
}
@media (max-width: 700px) {
  .account-type-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 460px) {
  .account-type-grid { grid-template-columns: 1fr; }
}
.account-type-card {
  position: relative;
  cursor: pointer;
  display: block;
  height: 100%;
}
.account-type-card input[type="radio"] { position: absolute; opacity: 0; width: 0; height: 0; }
.account-type-inner {
  position: relative;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: center;
  background: #fff;
  border: 1.5px solid var(--border-dark);
  padding: 20px 44px 20px 20px;
  transition: border-color .18s ease, background .18s ease, box-shadow .18s ease;
}
.account-type-card:hover {
  position: relative;
  z-index: 1;
}
.account-type-card:hover .account-type-inner {
  border-color: var(--gold-dark);
  box-shadow: 0 6px 16px rgba(23,91,42,.07);
}
.account-type-card input:checked + .account-type-inner {
  position: relative;
  z-index: 2;
  border-color: var(--gold-dark);
  background: var(--off-white);
  box-shadow: 0 6px 16px rgba(23,91,42,.08);
}
.account-type-card input:focus-visible + .account-type-inner {
  position: relative;
  z-index: 2;
  outline: 2px solid var(--navy);
  outline-offset: -2px;
}

/* Custom radio control */
.account-type-radio {
  position: absolute;
  top: 18px; right: 16px;
  width: 20px; height: 20px;
  border-radius: 50%;
  border: 1.5px solid var(--slate-light);
  background: #fff;
  box-sizing: border-box;
  transition: border-color .18s ease, box-shadow .18s ease;
}
.account-type-radio::after {
  content: '';
  position: absolute;
  top: 50%; left: 50%;
  width: 9px; height: 9px;
  border-radius: 50%;
  background: var(--gold-dark);
  transform: translate(-50%, -50%) scale(0);
  transition: transform .16s cubic-bezier(.4,0,.2,1);
}
.account-type-card:hover .account-type-radio { border-color: var(--gold-dark); }
.account-type-card input:checked + .account-type-inner .account-type-radio {
  border-color: var(--gold-dark);
  box-shadow: 0 0 0 3px rgba(196,175,10,.15);
}
.account-type-card input:checked + .account-type-inner .account-type-radio::after {
  transform: translate(-50%, -50%) scale(1);
}

.account-type-icon { font-size: 1.75rem; margin-bottom: 10px; color: var(--navy); }
.account-type-label { font-family: var(--font-label); font-size: 13px; font-weight: 600; letter-spacing: 0.04em; color: var(--navy); display: block; margin-bottom: 4px; }
.account-type-desc { font-size: 12px; color: var(--slate); line-height: 1.4; }

/* ── DOWNLOADS PAGE ──────────────────────────────────────── */
.dl-filters { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 40px; }
.dl-filter-btn {
  font-family: var(--font-label); font-size: 11px; font-weight: 600; letter-spacing: 0.1em;
  text-transform: uppercase; padding: 8px 18px;
  border: 1px solid var(--border-dark);
  background: #fff; color: var(--slate); text-decoration: none;
  transition: all var(--transition); cursor: pointer;
}
.dl-filter-btn:hover { border-color: var(--navy); color: var(--navy); }
.dl-filter-btn.active { background: var(--navy); border-color: var(--navy); color: var(--white); }
.dl-search { display: flex; gap: 0; margin-bottom: 40px; max-width: 480px; }
.dl-search input {
  flex: 1; padding: 11px 16px;
  border: 1px solid var(--border-dark); border-right: none;
  font-size: 14px; font-family: var(--font-body);
  outline: none; background: #fff; color: var(--navy);
}
.dl-search input:focus { border-color: var(--navy); }
.dl-search button {
  padding: 11px 20px; background: var(--navy); color: var(--white);
  border: none; font-family: var(--font-label); font-size: 11px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; cursor: pointer;
  transition: background var(--transition);
}
.dl-search button:hover { background: var(--navy-light); }
.dl-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(340px, 1fr));
  gap: 2px; background: var(--border-dark);
}
.dl-card {
  background: #fff; padding: 28px 28px 24px;
  display: flex; flex-direction: column; gap: 16px;
  transition: background var(--transition);
  position: relative; overflow: hidden;
}
.dl-card::before {
  content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 2px;
  background: var(--gold); transform: scaleX(0); transition: transform var(--transition);
}
.dl-card:hover { background: var(--off-white); }
.dl-card:hover::before { transform: scaleX(1); }
.dl-card-top { display: flex; align-items: flex-start; gap: 16px; }
.dl-file-icon { width: 48px; height: 48px; background: var(--navy); display: grid; place-items: center; flex-shrink: 0; }
.dl-file-icon svg { opacity: 0.9; }
.dl-file-icon--pdf   { background: #7f1d1d; }
.dl-file-icon--xlsx  { background: #14532d; }
.dl-file-icon--docx  { background: #1e3a8a; }
.dl-file-icon--zip   { background: #78350f; }
.dl-card-cat {
  font-family: var(--font-label); font-size: 10px; font-weight: 600; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--gold-dark); margin-bottom: 6px;
}
.dl-card-title {
  font-family: var(--font-display); font-size: 18px; font-weight: 700; color: var(--navy); line-height: 1.25;
}
.dl-card-desc { font-size: 13px; color: var(--slate); line-height: 1.55; }
.dl-card-footer {
  display: flex; align-items: center; justify-content: space-between;
  padding-top: 14px; border-top: 1px solid var(--border-dark); gap: 10px;
}
.dl-card-meta { display: flex; align-items: center; gap: 14px; }
.dl-meta-item {
  font-family: var(--font-label); font-size: 10px; font-weight: 600; letter-spacing: 0.08em;
  text-transform: uppercase; color: var(--slate);
  display: flex; align-items: center; gap: 5px;
}
.dl-type-pill {
  font-family: var(--font-label); font-size: 10px; font-weight: 700;
  letter-spacing: 0.08em; text-transform: uppercase;
  padding: 3px 8px; background: var(--off-white); color: var(--slate);
}
.dl-type-pill--pdf  { background: #fee2e2; color: #7f1d1d; }
.dl-type-pill--xlsx { background: #dcfce7; color: #14532d; }
.dl-type-pill--docx { background: #dbeafe; color: #1e3a8a; }
.dl-type-pill--zip  { background: #fef3c7; color: #78350f; }
.dl-btn {
  background: var(--navy); color: var(--white);
  padding: 9px 18px; border: none; cursor: pointer; text-decoration: none;
  font-family: var(--font-label); font-size: 11px; font-weight: 600;
  letter-spacing: 0.1em; text-transform: uppercase;
  display: inline-flex; align-items: center; gap: 7px;
  transition: background var(--transition), transform var(--transition);
  white-space: nowrap; flex-shrink: 0;
}
.dl-btn:hover { background: var(--navy-light); color: var(--white); transform: translateY(-1px); }
.dl-featured-badge {
  position: absolute; top: 16px; right: 16px;
  background: var(--gold); color: var(--navy);
  font-family: var(--font-label); font-size: 9px; font-weight: 700;
  letter-spacing: 0.1em; text-transform: uppercase; padding: 3px 8px;
}
.dl-stats { display: flex; gap: 24px; margin-bottom: 32px; flex-wrap: wrap; }
.dl-stat { display: flex; align-items: baseline; gap: 6px; }
.dl-stat strong { font-family: var(--font-display); font-size: 1.4rem; font-weight: 500; color: var(--navy); }
.dl-stat span { font-family: var(--font-label); font-size: 11px; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--slate); }
.dl-empty { grid-column: 1/-1; text-align: center; padding: 80px 24px; background: #fff; }
.dl-empty-icon { font-size: 2.5rem; color: var(--slate-light); margin-bottom: 16px; }
.dl-empty h3 { font-family: var(--font-display); font-size: 24px; color: var(--slate); margin-bottom: 8px; }
.dl-empty p { font-size: 14px; color: var(--slate); }

/* ── CONFIRMATION PAGE ───────────────────────────────────── */
.confirm-wrap { max-width: 600px; margin: 0 auto; }
.confirm-card {
  background: #fff; border: 1px solid var(--border-dark);
  padding: 48px 48px 40px; text-align: center;
  position: relative; overflow: hidden;
}
.confirm-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: var(--gold);
}
.confirm-check {
  width: 64px; height: 64px; background: var(--navy);
  display: grid; place-items: center; margin: 0 auto 24px;
}
.confirm-check svg { color: var(--gold); }
.confirm-card h1 { font-size: clamp(1.5rem, 3vw, 2rem); margin-bottom: 10px; }
.confirm-ref {
  font-family: var(--font-display);
  font-size: 2rem; font-weight: 700; letter-spacing: 0.08em;
  color: var(--navy); background: var(--off-white);
  border: 1px solid var(--border-dark);
  padding: 12px 24px; display: inline-block; margin: 16px 0;
}
.confirm-steps { text-align: left; margin-top: 28px; }
.confirm-steps ol { list-style: none; counter-reset: step; }
.confirm-steps li { counter-increment: step; display: flex; gap: 14px; margin-bottom: 14px; align-items: flex-start; }
.confirm-steps li::before {
  content: counter(step);
  display: grid; place-items: center;
  width: 26px; height: 26px; flex-shrink: 0;
  background: var(--gold); color: var(--navy);
  font-family: var(--font-label); font-weight: 700; font-size: 12px;
}
.confirm-steps li div { font-size: 14px; line-height: 1.55; }
.confirm-steps li strong { font-weight: 600; display: block; margin-bottom: 2px; }
.confirm-actions { display: flex; gap: 10px; justify-content: center; flex-wrap: wrap; margin-top: 28px; padding-top: 24px; border-top: 1px solid var(--border-dark); }

/* ── FOOTER ──────────────────────────────────────────────── */
.site-footer {
  background: #003e05;
  border-top: 2px solid rgba(234,213,15,0.3);
  padding-top: 72px;
}
.footer-top {
  max-width: 1240px; margin: 0 auto;
  padding: 0 clamp(1.5rem,4vw,2.5rem);
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 56px;
  padding-bottom: 56px;
  border-bottom: 1px solid rgba(255,255,255,0.10);
}
.footer-brand-name { font-size: 15px; font-weight: 600; color: #ffffff; margin-bottom: 4px; }
.footer-brand-sub {
  font-family: var(--font-label); font-size: 10px; letter-spacing: 0.12em;
  color: rgba(255,255,255,0.55); text-transform: uppercase; margin-bottom: 20px;
}
.footer-address { font-size: 13px; line-height: 1.7; color: rgba(255,255,255,0.72); }
.footer-col-title {
  font-family: var(--font-label); font-size: 11px; font-weight: 600;
  letter-spacing: 0.18em; color: var(--gold); text-transform: uppercase; margin-bottom: 20px;
}
.footer-links { list-style: none; }
.footer-links li { margin-bottom: 10px; }
.footer-links a {
  font-size: 13px; color: rgba(255,255,255,0.75); text-decoration: none;
  transition: color var(--transition), padding-left var(--transition);
  display: inline-flex; align-items: center; gap: 6px;
}
.footer-links a::before { content: ''; width: 0; height: 1px; background: var(--gold); transition: width var(--transition); }
.footer-links a:hover { color: #ffffff; }
.footer-links a:hover::before { width: 12px; }
.footer-cta-text { font-size: 13px; line-height: 1.65; color: rgba(255,255,255,0.75); margin-bottom: 20px; }
.footer-apply-btn {
  background: var(--gold); color: var(--navy); border: none;
  padding: 10px 22px; font-family: var(--font-body); font-size: 13px; font-weight: 600;
  cursor: pointer; text-decoration: none; display: inline-block;
  transition: background var(--transition); margin-bottom: 24px;
}
.footer-apply-btn:hover { background: var(--gold-dark); color: var(--navy); }
.footer-hours-title {
  font-family: var(--font-label); font-size: 10px; font-weight: 600;
  letter-spacing: 0.18em; color: var(--gold); text-transform: uppercase; margin-bottom: 8px;
}
.footer-hours { font-size: 13px; color: rgba(255,255,255,0.75); line-height: 1.6; }
.footer-bottom {
  background: #002d00;
}
.footer-bottom__inner {
  max-width: 1240px;
  margin: 0 auto;
  padding: 18px clamp(1.5rem,4vw,2.5rem);
  display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 8px;
}
.footer-copy, .footer-license { font-size: 12px; color: rgba(255,255,255,0.70); letter-spacing: 0.02em; }

/* ── PAGINATION ──────────────────────────────────────────── */
.pagination { display: flex; gap: 2px; align-items: center; justify-content: center; margin-top: 48px; background: var(--border-dark); width: fit-content; margin-inline: auto; }
.pagination a, .pagination span {
  display: grid; place-items: center;
  width: 42px; height: 42px;
  font-family: var(--font-label); font-size: 13px; font-weight: 600;
  background: #fff; color: var(--slate); text-decoration: none;
  transition: background var(--transition), color var(--transition);
}
.pagination a:hover { background: var(--off-white); color: var(--navy); }
.pagination .pg-current { background: var(--navy); color: var(--white); }
.pagination .pg-dots { background: var(--off-white); color: var(--slate); cursor: default; }

/* ── PRODUCTS PAGE ───────────────────────────────────────── */
.products-grid {
  display: grid; grid-template-columns: repeat(auto-fill, minmax(340px, 1fr));
  gap: 2px; background: var(--border-dark);
}
.product-card {
  background: #fff; display: flex; flex-direction: column;
  transition: background var(--transition); position: relative; overflow: hidden;
}
.product-card::before {
  content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 2px;
  background: var(--gold); transform: scaleX(0); transition: transform var(--transition);
}
.product-card:hover { background: var(--off-white); }
.product-card:hover::before { transform: scaleX(1); }
.product-card-img { aspect-ratio: 16/9; background: var(--navy-mid); overflow: hidden; }
.product-card-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s ease; }
.product-card:hover .product-card-img img { transform: scale(1.04); }
.product-card-body { padding: 28px; flex: 1; display: flex; flex-direction: column; }
.product-card-cat { font-family: var(--font-label); font-size: 10px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: var(--gold-dark); margin-bottom: 8px; }
.product-card-title { font-family: var(--font-display); font-size: 19px; font-weight: 700; color: var(--navy); margin-bottom: 10px; line-height: 1.2; }
.product-card-desc { font-size: 13.5px; color: var(--slate); flex: 1; margin-bottom: 20px; line-height: 1.6; }
.product-card-link { font-family: var(--font-label); font-size: 11px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--navy); display: inline-flex; align-items: center; gap: 7px; transition: gap var(--transition), color var(--transition); }
.product-card-link:hover { gap: 12px; color: var(--gold-dark); }

/* ── UTILITIES ───────────────────────────────────────────── */
.text-center { text-align: center; }
.text-gold { color: var(--gold); }
.text-slate { color: var(--slate); }
.text-white { color: var(--white); }
.mt-2 { margin-top: 1rem; }
.mt-4 { margin-top: 2rem; }
.badge-pill {
  font-family: var(--font-label); font-size: 10px; font-weight: 700; letter-spacing: 0.08em;
  text-transform: uppercase; padding: 3px 9px;
}
.badge-green { background: var(--gold); color: var(--navy); }
.badge-slate { background: var(--off-white); color: var(--slate); }

/* ── RESPONSIVE ──────────────────────────────────────────── */
@media (max-width: 1024px) {
  .why-inner { grid-template-columns: 1fr; gap: 48px; }
  .footer-top { grid-template-columns: 1fr 1fr; gap: 40px; }
  .services-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 768px) {
  body { padding-top: var(--nav-h); }
  .topbar { display: none; }
  .site-nav-wrap { top: 0; }
  .nav-links { display: none; }
  .hamburger { display: flex; margin-left: auto; }

  /* ── Mobile page background: white with dark-green text ── */
  /* Page-level sections get white background */
  .section { background: #ffffff !important; }
  .section--alt { background: #f2f7f4 !important; }

  /* Hero stays green (it's the brand hero) */
  .hero { background: #175B2A; min-height: 55vh; }

  /* Stats section on mobile: white background, dark text */
  .stats-section { background: #ffffff; }
  .stats-section__item { background: #ffffff; }
  .stats-section__number { color: #175B2A; }
  .stats-section__label { color: #175B2A; }
  .stats-section__sub   { color: #5a6054; }
  .stats-section__icon  { color: #EAD50F; }

  /* Partners on mobile: white bg */
  .partners-section { background: #ffffff; }
  .partners-section__header h2 { color: #175B2A; }
  .partners-section__header p  { color: #5a6054; }
  .partner-card { background: #f2f7f4; }
  .partner-card:hover { background: #e6f0e9; }
  .partner-card span { color: #175B2A; }
  .partner-card__icon { background: rgba(23,91,42,0.08); border-color: rgba(23,91,42,0.2); color: #175B2A; }

  /* Why choose us on mobile: white bg */
  .why-inner { background: #ffffff; }
  .why-left h2 { color: #175B2A !important; }
  .why-left .section-title  { color: #175B2A !important; }
  .why-left .section-subtitle { color: #5a6054 !important; }
  .why-body { color: #5a6054 !important; }
  .why-inner .btn-outline-light {
    color: #175B2A !important;
    border-color: rgba(23,91,42,0.35) !important;
  }
  .why-inner .btn-outline-light:hover {
    border-color: rgba(23,91,42,0.6) !important;
    background: rgba(23,91,42,0.06) !important;
    color: #175B2A !important;
  }
  .value-card { background: #f2f7f4; }
  .value-card:hover { background: #e6f0e9; }
  .value-desc { color: #5a6054 !important; }

  /* CTA banner stays gold */
  .cta-banner { background: #EAD50F; }

  /* Services, news, branches, downloads — white bg */
  .services-grid { background: #f2f7f4; }
  .service-card { background: #ffffff; }
  .news-grid  { background: transparent; }
  .news-card  { background: #ffffff; border: 1px solid #e6ede8; }

  /* Footer stays green (specified colors) */
  .site-footer { background: #003e05; }

  /* Page headers stay green */
  .page-header { background: #175B2A; }

  .hero { min-height: 55vh; }
  /* hero-stats removed */
  .hero-scroll { display: none; }
  .services-grid { grid-template-columns: 1fr; }
  .values-grid { grid-template-columns: 1fr; }
  .form-grid--title-name { grid-template-columns: 1fr; }
  .form-grid--wide-narrow { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; }
  .contact-layout { grid-template-columns: 1fr; }
  .cta-inner { flex-direction: column; align-items: flex-start; }
  .news-grid { grid-template-columns: 1fr; background: none; gap: 1px; }
  .branches-grid { grid-template-columns: 1fr; background: none; gap: 1px; }
  .dl-grid { grid-template-columns: 1fr; background: none; gap: 1px; }
  .products-grid { grid-template-columns: 1fr; background: none; gap: 1px; }
  .form-row { grid-template-columns: 1fr; }
  .form-step-label { display: none; }
  .confirm-card { padding: 32px 24px; }
  .dl-search { max-width: 100%; }
}
@media (max-width: 480px) {
  .topbar-item:not(.topbar-hours) { display: none; }
  .topbar-hours { margin-right: 0; }
  /* hero-stats removed */
}

/* ════════════════════════════════════════════════
   STATS SECTION — standalone between hero and partners
   ════════════════════════════════════════════════ */

.stats-section {
  background: var(--navy-mid);
  position: relative;
  overflow: hidden;
  padding-top: 2px; /* offset for the ::after accent line so padding reads equal */
}

/* Subtle grid background matching the hero */
.stats-section::before { display: none; }

/* Gold top accent line */
.stats-section::after {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: linear-gradient(90deg, var(--gold) 0%, rgba(234,213,15,0.2) 60%, transparent 100%);
}

.stats-section__inner {
  max-width: 1240px;
  margin: 0 auto;
  padding: clamp(2.5rem, 5vw, 3.5rem) clamp(1.5rem, 4vw, 2.5rem);
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr auto 1fr;
  align-items: center;
  gap: 0;
  position: relative;
  z-index: 1;
}

/* Vertical divider between items */
.stats-section__divider {
  width: 1px;
  height: 72px;
  background: linear-gradient(to bottom, transparent, rgba(255,255,255,0.12) 30%, rgba(255,255,255,0.12) 70%, transparent);
  margin: 0 clamp(1.5rem, 4vw, 3rem);
  flex-shrink: 0;
}

.stats-section__item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 6px;
}

/* Icon */
.stats-section__icon {
  color: var(--gold);
  margin-bottom: 6px;
  opacity: 0.8;
}

/* The animated number */
.stats-section__number {
  font-family: var(--font-display);
  font-size: clamp(2.8rem, 5vw, 4rem);
  font-weight: 800;
  line-height: 1;
  color: var(--white);
  letter-spacing: -0.02em;
  display: flex;
  align-items: baseline;
  gap: 2px;
}

.stats-suffix {
  color: var(--gold);
  font-size: 0.7em;
  font-weight: 700;
}

/* Label + sub-label */
.stats-section__label {
  font-family: var(--font-label);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--white);
  margin-top: 4px;
}

.stats-section__sub {
  font-family: var(--font-body);
  font-size: 12px;
  color: rgba(255,255,255,0.72);
  line-height: 1.4;
}

/* Count-up animation state */
.stats-section__number .stats-count {
  display: inline-block;
  min-width: 1ch;
  transition: none;
}

/* Reveal animation override for stats items */
.stats-section .reveal {
  transform: translateY(16px);
}

/* ── Responsive ──────────────────────────────── */
@media (max-width: 900px) {
  .stats-section__inner {
    grid-template-columns: 1fr 1fr;
    gap: 0;
    row-gap: 2px;
    background: var(--border);
  }
  .stats-section__item {
    background: var(--navy-mid);
    padding: 2rem 1.5rem;
  }
  .stats-section__divider {
    display: none;
  }
}

@media (max-width: 540px) {
  .stats-section__inner {
    grid-template-columns: 1fr 1fr;
  }
  .stats-section__number {
    font-size: clamp(2rem, 8vw, 2.8rem);
  }
}

/* ════════════════════════════════════════════════
   HERO SLIDER — slides, dots, arrows
   ════════════════════════════════════════════════ */

.hero-slides {
  position: absolute;
  inset: 0;
  z-index: 1;
}

.hero-slide {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.7s cubic-bezier(0.4,0,0.2,1);
  will-change: opacity;
}

.hero-slide.active {
  opacity: 1;
  pointer-events: all;
}

/* hero-inner sits inside each slide */
.hero-slide .hero-inner {
  position: relative;
  z-index: 2;
}

/* Dots */
.hero-dots {
  position: absolute;
  bottom: 32px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  gap: 10px;
  align-items: center;
  z-index: 10;
}

.hero-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: rgba(255,255,255,0.35);
  border: none;
  cursor: pointer;
  padding: 0;
  transition: background 0.3s ease, transform 0.3s ease, width 0.3s ease;
  flex-shrink: 0;
}

.hero-dot.active {
  background: #EAD50F;
  width: 28px;
  border-radius: 5px;
  transform: none;
}

.hero-dot:hover:not(.active) {
  background: rgba(255,255,255,0.65);
  transform: scale(1.2);
}

/* Arrows */
.hero-arrow {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  width: 44px;
  height: 44px;
  background: rgba(255,255,255,0.10);
  border: 1px solid rgba(255,255,255,0.18);
  color: #fff;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 10;
  transition: background 0.25s ease;
  border-radius: 0;
}

.hero-arrow:hover {
  background: rgba(234,213,15,0.25);
  border-color: #EAD50F;
  color: #EAD50F;
}

.hero-arrow--prev { left:  clamp(1rem,3vw,2rem); }
.hero-arrow--next { right: clamp(1rem,3vw,2rem); }

/* Slide text animations — slide in from below on activate */
.hero-slide .hero-eyebrow,
.hero-slide .hero-headline,
.hero-slide .hero-sub,
.hero-slide .hero-actions {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.55s ease, transform 0.55s ease;
}

.hero-slide.active .hero-eyebrow  { opacity: 1; transform: none; transition-delay: 0.15s; }
.hero-slide.active .hero-headline { opacity: 1; transform: none; transition-delay: 0.28s; }
.hero-slide.active .hero-sub      { opacity: 1; transform: none; transition-delay: 0.40s; }
.hero-slide.active .hero-actions  { opacity: 1; transform: none; transition-delay: 0.52s; }

/* Progress bar — thin line sweeping across dot for auto-play timing */
.hero-dot-progress {
  position: absolute;
  left: 0; top: 0;
  height: 100%;
  background: #175B2A;
  width: 0%;
  border-radius: inherit;
  transition: width linear;
  pointer-events: none;
}

.hero-dot.active .hero-dot-progress {
  width: 100%;
}

/* Mobile arrow size */
@media (max-width: 768px) {
  .hero-arrow { width: 36px; height: 36px; }
  .hero-dots  { bottom: 20px; gap: 8px; }
  .hero-dot   { width: 8px; height: 8px; }
  .hero-dot.active { width: 22px; }
  .hero-scroll { display: none; }
}


/* ════════════════════════════════════════════════
   FULL-SCREEN MOBILE MENU
   Colors: #175B2A (dark green bg) · #EAD50F (yellow accent)
   ════════════════════════════════════════════════ */

.mobile-menu {
  position: fixed;
  inset: 0;
  background: #ffffff;
  z-index: 500;
  display: flex;
  flex-direction: column;
  overflow-y: auto;
  /* Hidden state */
  transform: translateX(100%);
  transition: transform 0.35s cubic-bezier(0.4,0,0.2,1);
  will-change: transform;
}

.mobile-menu.open {
  transform: translateX(0);
}

.mobile-menu__backdrop {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.5);
  z-index: 499;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.35s ease;
}

.mobile-menu__backdrop.show {
  opacity: 1;
  pointer-events: all;
}

/* Header row */
.mobile-menu__header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.25rem 1.5rem;
  border-bottom: 1px solid rgba(23,91,42,0.15);
  flex-shrink: 0;
}

.mobile-menu__brand {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.mobile-menu__logo {
  width: 40px;
  height: 40px;
  background: #EAD50F;
  color: #175B2A;
  display: grid;
  place-items: center;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 13px;
  letter-spacing: 0.02em;
  flex-shrink: 0;
}

.mobile-menu__name {
  display: block;
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 13.5px;
  color: #175B2A;
  line-height: 1.2;
}

.mobile-menu__tag {
  display: block;
  font-family: var(--font-label);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(23,91,42,0.55);
}

.mobile-menu__close {
  width: 40px;
  height: 40px;
  background: rgba(23,91,42,0.08);
  border: 1px solid rgba(23,91,42,0.2);
  color: #175B2A;
  cursor: pointer;
  display: grid;
  place-items: center;
  transition: background 0.2s ease, color 0.2s ease;
  border-radius: 0;
  flex-shrink: 0;
}

.mobile-menu__close:hover {
  background: #EAD50F;
  color: #175B2A;
  border-color: #EAD50F;
}

/* Nav links */
.mobile-menu__nav {
  flex: 1;
  padding: 0.5rem 0;
}

.mobile-menu__link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 1rem 1.5rem;
  font-family: var(--font-body);
  font-size: 1.05rem;
  font-weight: 600;
  color: #111111;
  text-decoration: none;
  border: none;
  background: transparent;
  cursor: pointer;
  border-bottom: 1px solid rgba(23,91,42,0.10);
  transition: color 0.2s ease, background 0.2s ease;
  text-align: left;
  letter-spacing: -0.01em;
}

.mobile-menu__link:hover,
.mobile-menu__link--active {
  color: #175B2A;
  background: rgba(23,91,42,0.06);
}

.mobile-menu__link--active {
  border-left: 3px solid #EAD50F;
  padding-left: calc(1.5rem - 3px);
}

/* Accordion chevron */
.mobile-menu__chevron {
  transition: transform 0.25s ease;
  flex-shrink: 0;
  opacity: 0.6;
}

.mobile-menu__accordion-btn[aria-expanded="true"] .mobile-menu__chevron {
  transform: rotate(180deg);
  opacity: 1;
  color: #175B2A;
}

/* Sub-links (dropdown accordion) */
.mobile-menu__sub {
  background: #f2f7f4;
  overflow: hidden;
  max-height: 0;
  transition: max-height 0.3s ease;
}

.mobile-menu__sub.open {
  max-height: 300px;
}

.mobile-menu__sub-link {
  display: block;
  padding: 0.75rem 1.5rem 0.75rem 2.25rem;
  font-size: 0.9rem;
  font-weight: 500;
  color: #2d4a30;
  text-decoration: none;
  border-bottom: 1px solid rgba(23,91,42,0.08);
  transition: color 0.2s ease;
}

.mobile-menu__sub-link:hover { color: #175B2A; font-weight: 600; }

/* CTA button */
.mobile-menu__cta {
  padding: 1.25rem 1.5rem;
  flex-shrink: 0;
}

.mobile-menu__cta-btn {
  display: block;
  width: 100%;
  padding: 1rem;
  background: #EAD50F;
  color: #175B2A;
  text-align: center;
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 1rem;
  text-decoration: none;
  letter-spacing: 0.01em;
  transition: background 0.2s ease, transform 0.2s ease;
}

.mobile-menu__cta-btn:hover {
  background: #BCA90A;
  color: #175B2A;
  transform: translateY(-1px);
}

/* Contact info at bottom of menu */
.mobile-menu__contact {
  padding: 1rem 1.5rem 1.5rem;
  border-top: 1px solid rgba(23,91,42,0.15);
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
  flex-shrink: 0;
}

.mobile-menu__contact-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.82rem;
  color: #1a1a1a;
  text-decoration: none;
  font-family: var(--font-body);
  line-height: 1.4;
  transition: color 0.2s ease;
}

.mobile-menu__contact-item svg {
  color: #175B2A;
  flex-shrink: 0;
  opacity: 0.8;
}

.mobile-menu__contact-item:hover { color: #175B2A; font-weight: 500; }

/* Only show mobile menu on small screens — hide on desktop */
@media (min-width: 769px) {
  .mobile-menu,
  .mobile-menu__backdrop { display: none !important; }
}

/* Lock body scroll when menu open */
body.menu-open { overflow: hidden; }

/* ════════════════════════════════════════════════
   BANKING PARTNERS SECTION (redesigned)
   ════════════════════════════════════════════════ */

.partners-section {
  background: var(--navy);
  padding: clamp(2rem, 4vw, 3rem) 0;
  position: relative;
  overflow: hidden;
}

/* Subtle diagonal line texture */
.partners-section::before { display: none; }

.partners-section__inner {
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 clamp(1.5rem, 4vw, 2.5rem);
  position: relative;
  z-index: 1;
}

.partners-section__header {
  text-align: center;
  margin-bottom: 1.75rem;
}

.partners-section__header .eyebrow {
  justify-content: center;
}

.partners-section__header h2 {
  color: var(--white);
  margin-bottom: .75rem;
  font-size: clamp(1.6rem, 3vw, 2.2rem);
}

.partners-section__header p {
  color: rgba(255,255,255,0.75);
  font-size: 15px;
  max-width: 520px;
  margin: 0 auto;
  line-height: 1.65;
}

/* Partner cards grid */
.partners-section__grid {
  display: grid;
  grid-template-columns: repeat(7, 1fr);
  gap: 2px;
  background: rgba(255,255,255,0.06);
}

.partner-card {
  background: var(--navy-mid);
  padding: 1.75rem 1rem;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: .75rem;
  text-align: center;
  transition: background var(--transition), transform var(--transition);
  cursor: default;
}

.partner-card:hover {
  background: var(--navy-light);
  transform: translateY(-3px);
}

.partner-card__icon {
  width: 52px;
  height: 52px;
  background: rgba(234,213,15,0.1);
  border: 1px solid rgba(234,213,15,0.2);
  display: grid;
  place-items: center;
  color: var(--gold);
  transition: background var(--transition), border-color var(--transition);
}

.partner-card:hover .partner-card__icon {
  background: rgba(234,213,15,0.18);
  border-color: rgba(234,213,15,0.4);
}

.partner-card span {
  font-family: var(--font-label);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.88);
  line-height: 1.3;
  transition: color var(--transition);
}

.partner-card:hover span { color: var(--white); }

@media (max-width: 900px) {
  .partners-section__grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

@media (max-width: 560px) {
  .partners-section__grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .partner-card { padding: 1.25rem .75rem; }
}

/* ── Chat widget ──────────────────────────────────────── */
.chat-widget { position: fixed; right: 24px; bottom: 24px; z-index: 900; font-family: 'Inter', sans-serif; }

.chat-toggle-btn {
  display: flex; align-items: center; gap: 8px; background: var(--navy); color: #fff;
  border: none; padding: 14px 20px; border-radius: 999px; cursor: pointer;
  box-shadow: 0 8px 24px rgba(11,27,51,.25); font-size: 14px; font-weight: 600;
  transition: transform .15s ease;
}
.chat-toggle-btn:hover { transform: translateY(-2px); }
.chat-toggle-btn svg { flex-shrink: 0; }
.chat-toggle-btn .chat-badge {
  position: absolute; top: -4px; right: -4px; background: var(--gold); color: var(--navy);
  font-size: 11px; font-weight: 700; min-width: 18px; height: 18px; border-radius: 999px;
  display: flex; align-items: center; justify-content: center; padding: 0 4px;
}
.chat-toggle-btn { position: relative; }

.chat-window {
  display: none; position: absolute; right: 0; bottom: 72px; width: 340px; max-width: calc(100vw - 32px);
  height: 460px; max-height: 70vh; background: #fff; border-radius: 12px; overflow: hidden;
  box-shadow: 0 20px 60px rgba(0,0,0,.25); flex-direction: column;
}
.chat-window.open { display: flex; }

.chat-header {
  background: var(--navy); color: #fff; padding: 14px 16px; display: flex;
  align-items: center; justify-content: space-between; flex-shrink: 0;
}
.chat-header-info { display: flex; align-items: center; gap: 10px; }
.chat-header-avatar {
  width: 34px; height: 34px; border-radius: 50%; background: var(--gold); color: var(--navy);
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.chat-header-text h3 { font-size: 14px; margin: 0; font-weight: 700; }
.chat-header-text p { font-size: 11px; margin: 2px 0 0; color: rgba(255,255,255,.75); display: flex; align-items: center; gap: 5px; }
.chat-header-text .online-dot { width: 7px; height: 7px; border-radius: 50%; background: #4ADE80; display: inline-block; }
.chat-close-btn { background: none; border: none; color: rgba(255,255,255,.8); cursor: pointer; padding: 4px; }
.chat-close-btn:hover { color: #fff; }

.chat-messages { flex: 1; overflow-y: auto; padding: 14px; display: flex; flex-direction: column; gap: 10px; background: var(--off-white); }
.chat-message { display: flex; }
.chat-message.visitor { justify-content: flex-end; }
.chat-message.bot, .chat-message.agent { justify-content: flex-start; }
.chat-message-content {
  max-width: 78%; padding: 9px 13px; border-radius: 14px; font-size: 13px; line-height: 1.5;
}
.chat-message.visitor .chat-message-content { background: var(--navy); color: #fff; border-bottom-right-radius: 4px; }
.chat-message.bot .chat-message-content, .chat-message.agent .chat-message-content {
  background: #fff; color: var(--slate); border: 1px solid var(--border-dark); border-bottom-left-radius: 4px;
}
.chat-message-agent-name { font-size: 10px; font-weight: 700; color: var(--navy); margin-bottom: 2px; display: block; }
.chat-message-time { font-size: 10px; color: var(--slate); opacity: .7; display: block; margin-top: 3px; text-align: right; }
.chat-message.visitor .chat-message-time { color: rgba(255,255,255,.7); }

.chat-input-area { display: flex; gap: 8px; padding: 12px; border-top: 1px solid var(--border-dark); flex-shrink: 0; background: #fff; }
.chat-input {
  flex: 1; border: 1.5px solid var(--border-dark); border-radius: 999px; padding: 9px 15px;
  font-size: 13px; font-family: inherit; outline: none;
}
.chat-input:focus { border-color: var(--navy); }
.chat-send-btn {
  width: 38px; height: 38px; border-radius: 50%; background: var(--navy); color: #fff; border: none;
  cursor: pointer; display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.chat-send-btn:hover { background: #143a6e; }
.chat-send-btn:disabled { opacity: .5; cursor: not-allowed; }

@media (max-width: 480px) {
  .chat-widget { right: 12px; bottom: 12px; }
  .chat-window { width: calc(100vw - 24px); height: 68vh; bottom: 76px; }
  .chat-toggle-btn span.chat-label { display: none; }
}

/* ── About Us / Our History page ─────────────────────────── */
.abt-layout {
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: 44px;
  align-items: start;
}
@media (max-width: 900px) {
  .abt-layout { grid-template-columns: 1fr; }
}

.abt-sidebar-card {
  background: #fff;
  border: 1px solid var(--border-dark);
}
.abt-sidebar-title {
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 700;
  color: var(--navy);
  text-transform: uppercase;
  letter-spacing: .04em;
  padding: 18px 20px 14px;
  border-bottom: 2px solid var(--gold);
  margin: 0 0 4px;
}
.abt-tab {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 20px;
  font-size: 14px;
  color: var(--navy);
  border-bottom: 1px solid var(--border-dark);
  background: var(--off-white);
}
.abt-tab:hover { color: var(--navy); background: #eef3f0; }
.abt-tab--active {
  background: #fff;
  color: var(--navy);
  font-weight: 700;
  border-left: 3px solid var(--gold-dark);
  padding-left: 17px;
}
.abt-tab--soon {
  color: var(--slate);
  cursor: default;
  background: #fff;
}
.abt-tab--soon .abt-tab-badge {
  font-size: 10px; text-transform: uppercase; letter-spacing: .04em;
  background: var(--off-white); color: var(--slate); padding: 2px 7px; border-radius: 10px;
}

.abt-brochures {
  margin-top: 28px;
}
.abt-brochures-title {
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 700;
  color: var(--navy);
  text-transform: uppercase;
  letter-spacing: .04em;
  padding-bottom: 10px;
  border-bottom: 2px solid var(--gold);
  margin: 0 0 14px;
}
.abt-brochure {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 14px;
  background: #fff;
  border: 1px solid var(--border-dark);
  margin-bottom: 10px;
  font-size: 13px;
  font-weight: 600;
  color: var(--navy);
}
.abt-brochure svg { flex-shrink: 0; color: #7f1d1d; }
.abt-brochure:hover { border-color: var(--gold-dark); }

.abt-content h2 {
  font-family: var(--font-display);
  font-size: 1.5rem;
  color: var(--navy);
  margin: 0 0 14px;
}
.abt-content p { color: var(--slate); line-height: 1.75; margin: 0 0 14px; }
.abt-points { list-style: none; margin: 0; padding: 0; }
.abt-points li {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: 14px; color: var(--slate); padding: 6px 0;
}
.abt-points li svg { flex-shrink: 0; margin-top: 3px; color: var(--gold-dark); }

/* Timeline
   Note: the rail/card layout uses CSS Grid with an explicit `min-width: 0`
   on every grid item. Without it, a grid track's "automatic minimum size"
   defaults to the content's min-content — for a paragraph that's the width
   of its single longest word. On narrow viewports the 1fr card track was
   collapsing down to that word-width, which is why body copy was rendering
   one word per line on mobile. `min-width: 0` lets the track (and the text
   inside it) shrink and wrap normally instead. */
.abt-timeline { position: relative; margin-top: 16px; }
.abt-timeline::before {
  content: '';
  position: absolute;
  left: 108px; /* 78px year col + 20px gap + half of the 20px dot col = center of the dot */
  top: 6px; bottom: 6px;
  width: 2px;
  background: linear-gradient(to bottom, var(--gold-dark), var(--border-dark) 85%, transparent);
}
@media (max-width: 640px) {
  .abt-timeline::before { left: 11px; }
}

.abt-milestone {
  position: relative;
  display: grid;
  grid-template-columns: 78px 20px 1fr;
  align-items: start;
  column-gap: 20px;
  padding: 0 0 28px;
  min-width: 0;
}
.abt-milestone:last-child { padding-bottom: 0; }
@media (max-width: 640px) {
  .abt-milestone { grid-template-columns: 24px 1fr; column-gap: 14px; }
}

.abt-milestone-year {
  grid-column: 1;
  min-width: 0;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--gold-dark);
  text-align: right;
  padding-top: 17px;
  white-space: nowrap;
}
@media (max-width: 640px) { .abt-milestone-year { display: none; } }

.abt-milestone-dot {
  grid-column: 2;
  justify-self: center;
  margin-top: 21px;
  width: 12px; height: 12px;
  border-radius: 50%;
  background: var(--gold-dark);
  border: 3px solid #fff;
  box-shadow: 0 0 0 1px var(--border-dark);
  flex-shrink: 0;
}
@media (max-width: 640px) {
  .abt-milestone-dot { grid-column: 1; margin-top: 19px; justify-self: start; margin-left: 5px; }
}

.abt-milestone-card {
  grid-column: 3;
  min-width: 0;
  max-width: 100%;
  background: var(--off-white);
  border: 1px solid var(--border-dark);
  border-left: 3px solid var(--gold-dark);
  border-radius: 4px;
  padding: 18px 22px;
  transition: box-shadow .2s ease, transform .2s ease, border-color .2s ease;
}
.abt-milestone-card:hover {
  border-color: var(--gold-dark);
  box-shadow: 0 10px 24px rgba(23,91,42,.08);
  transform: translateY(-2px);
}
@media (max-width: 640px) {
  .abt-milestone-card { grid-column: 2; padding: 16px 18px; }
}

.abt-milestone-card-year { display: none; }
@media (max-width: 640px) {
  .abt-milestone-card-year {
    display: block; font-family: var(--font-display); font-weight: 700;
    color: var(--gold-dark); font-size: .85rem; letter-spacing: .02em;
    margin: 0 0 6px;
  }
}

.abt-milestone-card h3 {
  font-family: var(--font-display);
  font-size: 1.05rem;
  color: var(--navy);
  margin: 0 0 8px;
  overflow-wrap: break-word;
}
.abt-milestone-card p {
  color: var(--slate);
  font-size: 14px;
  line-height: 1.7;
  margin: 0;
  overflow-wrap: break-word;
  word-break: normal;
}
@media (max-width: 400px) {
  .abt-milestone-card h3 { font-size: 1rem; }
  .abt-milestone-card p { font-size: 13.5px; }
}

/* ── About Us / Board Members page ───────────────────────── */
.bm-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px 28px;
}
@media (max-width: 720px) {
  .bm-grid { grid-template-columns: repeat(2, 1fr); gap: 24px 18px; }
}
@media (max-width: 480px) {
  .bm-grid { grid-template-columns: 1fr; }
}
.bm-card { text-align: center; }
.bm-photo-wrap {
  aspect-ratio: 1 / 1;
  overflow: hidden;
  background: var(--off-white);
  border: 1px solid var(--border-dark);
  margin-bottom: 14px;
}
.bm-photo-wrap img { width: 100%; height: 100%; object-fit: cover; display: block; }
.bm-photo-wrap--empty {
  display: flex; align-items: center; justify-content: center;
  color: var(--slate-light);
}
.bm-name { font-family: var(--font-display); font-weight: 700; font-size: 1rem; color: var(--navy); margin: 0 0 4px; }
.bm-role { font-size: 13px; color: var(--gold-dark); font-weight: 600; margin: 0; }

.bm-card--noPhoto .bm-photo-wrap {
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  text-align: center; padding: 22px 18px; gap: 4px;
}
.bm-card--noPhoto .bm-photo-wrap .bm-name,
.bm-card--noPhoto .bm-photo-wrap .bm-role { margin: 0 0 4px; }
.bm-card--noPhoto .bm-photo-wrap p {
  font-size: 12.5px; color: var(--slate); line-height: 1.5; margin: 6px 0 0;
}

/* Clickable variant — grid card links through to a profile page */
.bm-card--link {
  display: block;
  text-decoration: none;
  border-radius: 6px;
  padding: 10px;
  margin: -10px;
  transition: background var(--transition), transform var(--transition), box-shadow var(--transition);
}
.bm-card--link:hover,
.bm-card--link:focus-visible {
  background: var(--off-white);
  transform: translateY(-3px);
  box-shadow: 0 8px 20px rgba(23,91,42,0.08);
}
.bm-card--link:hover .bm-photo-wrap img { transform: scale(1.04); }
.bm-photo-wrap img { transition: transform var(--transition-slow); }
.bm-view-link {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 12.5px; font-weight: 600; color: var(--navy-light);
  margin-top: 6px; opacity: 0; transition: opacity var(--transition);
}
.bm-card--link:hover .bm-view-link,
.bm-card--link:focus-visible .bm-view-link { opacity: 1; }

/* ── About Us / Management Team — single profile page ───── */
.bm-profile-back {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 13px; font-weight: 600; color: var(--navy-light);
  text-decoration: none; margin-bottom: 24px;
}
.bm-profile-back:hover { text-decoration: underline; }
.bm-profile {
  display: grid;
  grid-template-columns: 220px 1fr;
  gap: 32px;
  align-items: start;
}
@media (max-width: 640px) {
  .bm-profile { grid-template-columns: 1fr; }
}
.bm-profile-photo {
  aspect-ratio: 1 / 1;
  overflow: hidden;
  background: var(--off-white);
  border: 1px solid var(--border-dark);
}
.bm-profile-photo img { width: 100%; height: 100%; object-fit: cover; display: block; }
.bm-profile-photo--empty {
  display: flex; align-items: center; justify-content: center;
  color: var(--slate-light); font-size: 64px;
}
.bm-profile-name { font-family: var(--font-display); font-weight: 700; font-size: 1.4rem; color: var(--navy); margin: 0 0 6px; }
.bm-profile-role { font-size: 14px; color: var(--gold-dark); font-weight: 600; margin: 0 0 18px; }
.bm-profile-bio { color: var(--slate); font-size: 15px; line-height: 1.8; margin: 0; }